Put business assets to work carefully.
Asset Based Loans use eligible business assets such as inventory, equipment, or receivables to support a borrowing facility. Amounts and terms depend on the assets, valuation, and lender criteria.
Value already in the business.
Explore how eligible assets may support a facility built around the way your company operates.
Use the strength of your balance sheet with context.
Asset-based funding is about more than a headline amount. Valuation, advance rates, monitoring, and covenants all matter.
Equipment or inventory
Eligible hard assets may support funding when the business has a clear use for capital.
Receivables in motion
Accounts receivable may be part of the borrowing base, subject to eligibility and verification.
A working-capital plan
Define how the facility supports operations, purchases, or growth before comparing offers.
Start with the assets. Finish with the fit.
We help you organize the information a lender will need and the terms you should compare.
Map the borrowing base
Identify eligible inventory, equipment, receivables, and the business purpose for the capital.
Compare lender terms
Review advance rates, valuation methods, fees, monitoring, covenants, and collateral requirements.
Build around operations
Choose a structure that supports the business without creating an avoidable strain on day-to-day cash flow.
Good funding decisions come with good questions.
Asset-based facilities can be powerful but more involved. Understand the collateral, reporting, and ongoing requirements before deciding.
Let’s talk through the next step.
Tell us what you are trying to accomplish and we will help you organize the right questions.
Contact us ↗What is an Asset Based Loan?
It is a borrowing facility supported by eligible business assets, such as accounts receivable, inventory, or equipment, subject to lender criteria.
What determines the amount?
The amount generally depends on eligible collateral, valuation, advance rates, concentration limits, and the lender’s underwriting.
What should I compare?
Look at advance rates, fees, appraisal or audit costs, reporting, covenants, collateral requirements, and what happens if asset values change.
What assets may qualify?
Potential collateral can include receivables, inventory, equipment, or other business assets, but eligibility varies by provider and industry.
Is this right for every business?
No. It can be more involved than unsecured options, so the reporting obligations and operational fit should be part of the decision.