Turn outstanding invoices into working capital.
Invoice factoring can help eligible businesses unlock cash tied up in unpaid business-to-business invoices by assigning or selling receivables to a factoring provider.
Cash flow before the invoice is paid.
Explore a way to make the receivables already on your books more useful to the business.
Make the waiting period work harder for your business.
The details matter: invoice quality, customer credit, fees, recourse, and the timing of the advance.
Waiting on net terms
Access to receivables may help bridge the gap between delivering work and getting paid.
B2B invoice volume
Factoring is generally built around eligible invoices owed by other businesses or commercial customers.
Room to keep growing
Use working capital to support payroll, materials, inventory, or new opportunities while invoices are outstanding.
Turn receivables into a clearer capital plan.
We help you understand what is eligible, what it costs, and how the process works.
Review your invoices
Share information about customers, invoice amounts, payment terms, and your funding goal.
Understand the advance
Compare the advance rate, fees, reserve, recourse terms, and what happens when the customer pays.
Use capital intentionally
Deploy the funds toward a defined operating goal while keeping the repayment mechanics in view.
Good funding decisions come with good questions.
Factoring agreements can differ significantly. Ask how invoices are handled, what fees apply, and what happens if a customer pays late.
Let’s talk through the next step.
Tell us what you are trying to accomplish and we will help you organize the right questions.
Contact us ↗What is invoice factoring?
It is a commercial arrangement where eligible receivables are assigned or sold to a factoring provider in exchange for an advance and later settlement.
How much can be advanced?
The amount depends on eligible invoices, customer quality, payment terms, concentration, and the provider’s advance policy.
What fees should I compare?
Review the discount or factoring fee, advance rate, reserve, wire or service fees, and any minimums or termination charges.
What is recourse?
Recourse terms address who bears the risk if an invoice is not collected. Ask whether the arrangement is recourse, non-recourse, or conditional.
Who may qualify?
Providers commonly look for commercial invoices, creditworthy customers, consistent billing practices, and a business able to support the arrangement.