Compare business funding for your next move.
Explore business loans, lines of credit, merchant cash advances and receivables-based funding. Compare the purpose, costs and cash-flow tradeoffs before choosing your next step.
Start with what the capital needs to do.
When the goal is clear, the next conversation gets better.
Different goals need different tools.
Use these pages to understand the basics before you speak with a specialist.
Revenue Based Finance
Explore a structure designed around changing revenue and cash-flow patterns.
Explore revenue-based finance ↗Merchant Cash Advance
Learn how a sales-led funding structure may fit a defined near-term need.
Understand merchant cash advances ↗Factoring Receivables
Understand how eligible invoices may support working capital while customers pay.
Explore invoice factoring ↗Asset Based Loans
See how inventory, equipment, or receivables may support a borrowing facility.
Understand asset-based loans ↗Business Term Loans
Compare structured capital for a defined purchase, project, or business goal.
Compare business term loans ↗Business Lines of Credit
Explore flexible access for recurring needs and timing gaps.
Explore business lines of credit ↗Let the goal lead the conversation.
A few simple questions can help narrow the path without pretending to make the decision for you.
I need money for growth or expansion.
Start by defining the amount, timing, and measurable outcome. Term funding or a flexible facility may be worth comparing depending on the goal.
I need help smoothing cash flow.
Look closely at timing, recurring needs, and how repayment behaves in slower months. Revenue-linked or revolving options may be relevant.
I want to talk to someone first.
That is a good place to start. Tell us what you are building and we will help you organize the right questions.
What should you compare in a business funding offer?
The amount offered is only the starting point. Ask for the full terms in writing and check how the obligation fits your cash flow.
What will you receive and pay?
Compare the net funds you receive after fees with the total amount you must pay. Ask which fees are included, which may be charged later, and what happens if you pay early. Different pricing terms can make offers difficult to compare.
How often are payments due?
Check the amount and frequency of each payment or remittance. Model a slower sales period before committing. If an offer is described as revenue-linked, ask how adjustments work, what records are needed and when a change takes effect.
What are you agreeing to?
Ask about collateral, personal guarantees, late-payment terms and default provisions. Compare more than speed or the advertised amount. Have your accountant or an independent adviser review anything you do not understand.
Prepare for your business funding application.
You do not need to choose a product before contacting us. Start with your business, your goal and your timing.
What should I have ready?
Write down the amount you need, the intended use and your preferred timing. Be ready to discuss revenue, time in business and current financing obligations. A provider may request financial records or additional documents; requirements depend on the product and provider. Do not send passwords or online-banking login details.
Are all funding options business loans?
No. A merchant cash advance generally involves a purchase of future business receivables, while a loan has a lending and repayment structure. Product labels alone do not explain the costs or obligations. Read the agreement and compare the terms before deciding.
Does applying guarantee funding?
No. Funding is subject to eligibility and is not a guarantee of approval. Available amounts, pricing and terms depend on the provider’s review. Ask questions before accepting an offer.
Further reading: SBA application preparation and questions for lenders · FTC guidance on comparing small-business financing. These resources are educational and do not imply government endorsement of Power Funding Solutions.